Chris Garofalo CFP®, CLU
Principal
Chris believes true wealth planning is about more than managing assets; it is about aligning financial decisions with business goals, family priorities, and the legacy clients wish to leave behind.
As a CERTIFIED FINANCIAL PLANNER® (CFP®) professional, Chris has worked with high-net-worth families, professionals, and incorporated business owners in Waterdown, Dundas, and the surrounding Hamilton and Niagara regions in Ontario, Canada, to develop and implement tailored, comprehensive planning strategies since 2001.
Under Chris’s leadership, Garofalo & Associates Private Wealth Management distinguishes itself by moving beyond recommendations to actively overseeing the implementation of agreed-upon strategies. Rather than presenting a plan and leaving next steps to clients or external professionals, Chris and his team take responsibility for coordinating, monitoring, and following through to ensure thoughtful advice is translated into meaningful action.
A Client-First Philosophy
Chris brings clarity to complex financial situations. He focuses on helping clients preserve wealth, minimize tax exposure, thoughtfully manage risk, and align their financial structures with their long-term goals. His approach is rooted in deep listening and disciplined planning, recognizing that each client’s circumstances are unique and continually evolving. Chris and the team are committed to delivering thoughtful advice, multi-generational continuity, and trusted guidance designed to support families today and for years to come.
Chris' philosophy is simply to put people and service first. Life is rich and varied; your financial plan should be too.
As a CERTIFIED FINANCIAL PLANNER® (CFP®) professional, Chris has worked with high-net-worth families, professionals, and incorporated business owners in Waterdown, Dundas, and the surrounding Hamilton and Niagara regions in Ontario, Canada, to develop and implement tailored, comprehensive planning strategies since 2001.
Under Chris’s leadership, Garofalo & Associates Private Wealth Management distinguishes itself by moving beyond recommendations to actively overseeing the implementation of agreed-upon strategies. Rather than presenting a plan and leaving next steps to clients or external professionals, Chris and his team take responsibility for coordinating, monitoring, and following through to ensure thoughtful advice is translated into meaningful action.
A Client-First Philosophy
Chris brings clarity to complex financial situations. He focuses on helping clients preserve wealth, minimize tax exposure, thoughtfully manage risk, and align their financial structures with their long-term goals. His approach is rooted in deep listening and disciplined planning, recognizing that each client’s circumstances are unique and continually evolving. Chris and the team are committed to delivering thoughtful advice, multi-generational continuity, and trusted guidance designed to support families today and for years to come.
Chris' philosophy is simply to put people and service first. Life is rich and varied; your financial plan should be too.
Chris is proud to share both his life and professional journey with his wife, Lisa. Together, they have raised two grown sons who are now pursuing their own paths in the financial services industry, reflecting a shared commitment to stewardship, service, and long-term thinking. For Chris, wealth management is not simply a profession; it is a family legacy built on values, trust, and responsibility.